Pool Financing Options
Flexible Financing to Make Your Dream Pool a Reality
Building a custom pool is a significant investment, and we believe it should be accessible to homeowners who are ready to transform their backyard. At Desert Tropics Custom Pools, we've partnered with trusted lending companies that specialize in pool and home improvement financing. These partners offer competitive rates, flexible terms, and a straightforward application process so you can get started without delay.
- Competitive rates and flexible terms
- Fast approvals and simple applications
- Financing for pools and outdoor living
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Our Financing Partners
We work with reputable financing companies that understand pool projects and offer loan options tailored to homeowners. Each partner provides different programs, so you can find the right fit for your budget and timeline.
Common Outdoor Living Elements:
- Lyon Financial
Lyon Financial has specialized in pool financing since 1979. They offer low fixed rates, terms up to 30 years, and a personalized approval process with no prepayment penalties. Learn More at Lyon Financial - HFS Financial
HFS Financial offers unsecured pool loans with funds disbursed directly to you. Their streamlined application process provides fast approvals with no home equity requirement. Learn More at HFS Financial - Viking Capital
Viking Capital has been helping homeowners finance pools since 1999. They offer multiple loan options, high approval rates, and a soft credit check that won't impact your score. Learn More at Viking Capital - Credit Union West
Credit Union West is an Arizona-based credit union offering competitive pool loan rates for local homeowners. They provide personalized service and flexible home improvement financing. Learn More at Credit Union West
Why Finance Your Pool?
Financing allows you to enjoy your pool now while spreading payments over time. Instead of waiting years to save, you can start building sooner and begin making memories with your family. With the right loan, monthly payments can fit comfortably into your budget.
- Start your project sooner
- Spread costs over manageable payments
- Preserve cash for other priorities
- Lock in today's pricing
- Bundle pool and outdoor living costs
- Build equity in your home
How Pool Financing Works
Pool financing is simpler than most homeowners expect. Here's what to expect when you apply through one of our lending partners.
Choose a Lender – Review the financing partners above and select one that fits your needs.
Complete an Application – Most applications can be completed online in minutes. Initial inquiries typically use a soft credit check that won't affect your credit score.
Receive Approval – Many applicants receive a decision within 24 to 48 hours.
Finalize Your Loan – Once approved, you'll review terms, sign documents, and finalize funding.
Begin Your Project – Funds are disbursed according to the lender's process, and construction can begin.
Why Choose Desert Tropics Custom Pools
Desert Climate Expertise
We specialize in designing and building pools for hot, arid environments. Our designs account for sun exposure, heat retention, and water efficiency.
Collaborative Design Process
We involve you at every stage, from initial concepts to final plans. Your input shapes the design, not the other way around.
3D Visualization
We provide detailed 3D renderings so you can see exactly what your pool will look like before construction begins.
Licensed and Insured
We are fully licensed, insured, and compliant with local building codes and regulations.
Transparent Communication
We keep you updated throughout the project and respond promptly to questions or concerns.
Quality Materials
We use durable, high-quality materials selected for performance and longevity in desert conditions.
Pool Financing FAQs
No. You're welcome to use any lender you prefer. We've partnered with these companies because they specialize in pool financing and offer competitive options, but the choice is yours.
Most of our partners use a soft credit check for initial inquiries, which does not impact your credit score. A hard credit check typically occurs only after you decide to move forward with a loan.
Loan amounts vary by lender and depend on your credit profile. Many of our partners offer financing up to $200,000 or more for qualified borrowers.
Yes. Most lenders allow you to include related outdoor improvements such as decking, landscaping, outdoor kitchens, and lighting in your loan.
Terms vary by lender and loan type. Options typically range from 5 to 20 years, with some lenders offering terms up to 30 years.
Don't let budget concerns keep you from the backyard you've always wanted. With flexible financing options available, building your dream pool is more accessible than you think. Contact Desert Tropics Custom Pools today to discuss your project and explore financing options that work for you.